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Financing

Peninsula Equipment provides a variety of financing options for our customers. Our relationships with various major financial institutions throughout the United States allow us to tailor financing options for your business needs. Our finance department is committed to working with you and your sales representative to provide a thorough overview of your equipment purchasing options. In keeping with our company vision, we also offer paperless statements that are convenient and secure.

Peninsula financial programs include:

Installment Sale Contract: Allows the customer to purchase the equipment and pay for it over a period of time.  

Finance Lease: Capital lease that allows the customer to make lease payments over a period of time and purchase the machine for a “bargain purchase option” at the end of the lease term. Options can be set as low as $1 (“Dollar Option Lease”). Taxes are financed upfront on a dollar option lease instead of billed monthly. 

Long-Term Lease-Purchase (CVO): Provides the customer with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value) at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution.

Fair Market Value Lease (FMV with LTR): Provides the customer with a low rental payment and gives the customer an option of returning the equipment or purchasing it at Fair Market Value which is determined at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution.

 

At Peninsula Equipment, we believe in thinking differently.

Our Philosophy.

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Estimated Monthly Payment $316